Accepted Insurances
Accepted Insurances & Payment Information
Dr. Julie Kolzet is a licensed psychologist and behavioral sleep medicine specialist based in New York City. She provides virtual therapy for adults seeking support with anxiety, mood, sleep, and overall behavioral health—making high-quality care more convenient and accessible wherever you are in New York, Florida, or North Carolina.
In-Network with Aetna & Cigna
Dr. Kolzet is in-network with Aetna and Cigna. If you have coverage through either of these insurance companies, you may be eligible for reimbursement for your therapy sessions. Being in-network often means lower out-of-pocket costs and a simpler billing process.
Common plan types that may include mental health benefits:
Employer-sponsored Aetna or Cigna plans
Marketplace or individual plans that include behavioral health coverage
Plans that cover telehealth / virtual psychotherapy
Because each plan is different, your exact coverage, copay, and deductible will depend on the details of your policy.
Virtual Therapy Sessions
All therapy sessions with Dr. Kolzet are conducted virtually, providing you with convenient access to high-quality care from the comfort of your home. As long as your plan covers telehealth or online psychotherapy, your virtual sessions may be eligible for insurance reimbursement.
How to Verify Your Benefits
Insurance coverage can vary even within the same company. To understand your mental health benefits, contact your insurance provider using the number on the back of your card and ask about:
Coverage for outpatient psychotherapy (CPT codes such as 90791, 90834, 90837, and telehealth services)
Coverage for telehealth / virtual therapy sessions
Your copay or coinsurance for in-network mental health services
Any deductibles that must be met before your plan begins paying
Whether Dr. Julie Kolzet is listed as an in-network provider under your specific plan
If you need help understanding the information you receive, you’re welcome to reach out to Dr. Kolzet’s office for guidance.
Out-of-Network & Reimbursement Options
If Dr. Kolzet is not in-network with your specific plan but you have out-of-network benefits, you may still be able to receive partial reimbursement for sessions. In many cases, clients:
Pay for sessions at the time of service
Receive a detailed statement or superbill
Submit this documentation to their insurance company for reimbursement
Your plan representative can explain what portion of the fee might be reimbursed and how to submit claims properly.
Questions About Insurance or Payment?
Navigating insurance can feel confusing, but you don’t have to figure it out alone. If you need assistance understanding your benefits or have questions about the process, feel free to reach out to Dr. Kolzet's office.
